What is the next step a creditor should take to satisfy a judgment against another person?

The appropriate next step for a creditor seeking to enforce a judgment against another person is to obtain a writ of execution. A writ of execution is a court order that allows the creditor to take specific actions to satisfy the judgment, such as garnishing wages, seizing bank accounts, or placing a lien on property owned by the debtor. This legal mechanism empowers the creditor to collect the amount owed according to the judgment and ensures that the creditor's rights are protected under the law.

Obtaining a writ of execution is crucial because it formalizes the creditor's ability to take action, transitioning from merely having a judgment to actively collecting the debt. Without this writ, the creditor would have limited recourse in enforcing the judgment, relying solely on the debtor's willingness to pay.

The other actions mentioned, like filing a motion to dismiss, requesting a payment plan, or initiating a bankruptcy claim, do not directly serve the immediate purpose of enforcing a judgment. A motion to dismiss is typically aimed at contesting a case rather than enforcing a judgment. Requesting a payment plan would depend on the debtor’s cooperation and would not typically move forward without a court order. Initiating a bankruptcy claim would involve different proceedings and may complicate the collection process rather than satisfy the existing judgment