Which of the following would not be categorized as a specific lien?

Study for the Real Estate Principles Exam. Get ready with real-world scenarios, multiple-choice questions, and detailed explanations. Enhance your understanding and confidence for your big day!

A judgment lien is not categorized as a specific lien because it attaches to a debtor's property generally, rather than against a specific piece of property. Specific liens are claims against a specific asset, such as a mortgage lien, which is a claim on a specific property titled to secure a loan. Similarly, a mechanic's lien is a claim against a specific property for unpaid work or materials provided, and a tax lien attached to a property relates directly to that property for unpaid taxes.

Judgment liens, on the other hand, arise from court decisions and can affect all of a debtor's assets rather than being tied to a specific property. Therefore, they are classified as general liens, which can attach to all properties owned by the debtor within a particular jurisdiction, making them distinctly different from specific liens that target a particular asset.

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